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How to Operate a HEMA Club: Insurance, and What It's For

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For readers who did not already know, I am moving from Minneapolis to upstate New York in the next month or so. Since I have in the past taken care of some of the admin work for the Minneapolis Amateur Swordfighting Association (MASA), my departure means that my clubmates may want someone else to take over the admin side of things.  This article addresses one element of this: Club insurance. There are other elements of club admin involved in running a club - organizational management (types of entities, who is in charge); finances and taxes; day-to-day operations (managing gear, paying bills, collecting dues); “What kind of club you want to be,” and club culture. I may write future articles addressing other elements.  So, while I could write up a guide that is exclusively for an audience of my MASA clubmates, it strikes me that this is also a potentially useful “public interest” topic, so it is written that way. Note this concerns only clubs in the United States - the insurance and adm